Elective C Section Insurance Coverage

Be sure to discuss this with your insurance provider.

Elective c section insurance coverage. However the average c section cost in pittsburgh pennsylvania is 6 891 four times less expensive than a cesarean in california s capital. Cesarean delivery rates in the united states are at the highest levels ever with more than 1 3 million cesarean deliveries 32 of all births performed in 2015 1. In some states blue cross blue shield charges much higher premiums to women who ve had c sections.

According to the article a c section costs an average 2 700 more than a vaginal birth and golden rule didn t want to have to pay this extra cost. Cesarean delivery on maternal request is defined as a primary cesarean delivery on maternal request in the absence of any maternal or fetal indications. It is also important to note that your insurance company may not cover elective c section for no medical reason because of the added risks of complications to you your baby and future pregnancies.

If instead women with more comprehensive insurance coverage prefer elective cesarean deliveries because of possibly inaccurate perceptions of postdelivery morbidity or neonatal health advantages of cesarean delivery then better antenatal education would be more important. In los angeles the cost disparity for c sections ranged from 6 232 to 42 530. An elective c section is basically any c section that is not an emergency.

Some health insurance plans also will not cover elective cesarean deliveries. Castlight also found that within a given city prices vary for the same procedure. Pros of an elective c section lower risk of incontinence and sexual dysfunction after the birth of the baby.